NU
exited · 3.5% allocation
Conviction over time
Sentiment weighted by conviction, oldest to newest — above the line is bullish
Trades
What he actually did, newest first
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11 Mar 26
Sold this Monday after holding about a year, 23% profit
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27 Feb 26
Made zero trades in February — no panic selling, no chasing trends, no attempt to time the bottom
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02 Feb 26
Did not buy or sell anything during January, portfolio composition unchanged.
Reasoning trail
Every post mentioning NU, newest first — the thesis as it was built and revised
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11 Mar 26
Sold his NU position on Monday after holding about a year for a 23% profit, but is unhappy with the trade because he never fully analyzed the banking sector and views the gain as more luck-driven than the result of his own analysis.
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28 Feb 26
Asks why $NU wasn't included, says the company is performing amazingly in his opinion.
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27 Feb 26
February portfolio recap: -15.6% for the month but only -0.9% YTD after January's run-up. Attributes the drawdown to a valuation reset in high-conviction AI/software names, volatility in high-beta growth holdings, and resilience from semiconductor/foundational holdings. Made zero trades in February, reaffirms conviction in his 16-company portfolio, framing inactivity as a deliberate choice not to interrupt long-term compounding.
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27 Feb 26
Lists his 'unpopular opinions' as head-to-head preferences across sectors: GOOGL over NVDA, FLNC over EOSE, AMPX over ONDS, HIMS over NVO, PL over ASTS, IREN over NBIS, and NU over SOFI.
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21 Feb 26
Notes founder backgrounds: David Velez (Nu Holdings) worked at Morgan Stanley and Goldman Sachs before founding Nu; Will Marshall (Planet Labs) was a NASA scientist before founding Planet.
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21 Feb 26
Names his own favorite founder-CEOs: David Velez (Nu), Will Marshall (Planet Labs), and Peter Beck (Rocket Lab), in response to a list of favorite CEOs.
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21 Feb 26
Says he only holds NU (not SOFI), and that he personally uses cash flow rather than earnings for his projections.
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21 Feb 26
Notes SOFI is up 134% over 2 years vs NU's 73%, saying the comparison depends entirely on the time horizon used.
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21 Feb 26
Asks another poster why they keep their NU position small; not a statement about his own position.
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02 Feb 26
January portfolio update: up 11.56% for the month with no trades made. For the first time in two years PLTR is not his largest holding; PL is now the top position. Full 16-name portfolio with allocation weights disclosed.